If you are anything like a typical American, then there’s a good chance that you already have plenty of responsibilities on your plate. Between meeting deadlines at school or work, monitoring your budget, paying your bills and getting dinner on the table, it’s all too easy to push checking your credit report to the bottom of your to-do list. However, at Ways 2 Rent, we have a unique understanding of just how important your credit score is in all areas of your life, and we are dedicated to passing our knowledge on to you.

Contrary to popular belief, bad credit doesn’t just affect your ability to get approved for a credit card; it can affect multiple areas of your life. If you’ve been living with a bad credit score, then it is important to know how it can affect you. That’s why, in our last blog, we went over the first five ways that bad credit can hurt you, and today, we’ll be finishing up our list with these last five ways that bad credit can affect your life:

Bad credit affects more than just your ability to get a credit card. In fact, a bad credit score can haunt you in many different areas of your life. If your credit score isn’t what you’d like it to be, then it’s important to know about the potential ramifications that if can have. Here is a list of the top 10 ways that bad credit could hurt you:

After months of searching, you’ve finally found the perfect rental. Once you’ve toured the rental and discussed your options with the landlord, you’ll have to complete the application, and, nine times out of 10, they will run a credit check on you. If you have bad credit or no credit at all, having your credit pulled can leave you panic-stricken, but with a little knowledge of how the process works, as well as what you can do to rent with bad credit, you’ll be able to breathe easier once again. That’s why the experts at Ways 2 Rent have come up with this guide on landlord credit checks.

Your credit score can impact your life in so many ways, and you might be surprised at what can affect it.

Whether you are looking to rent an apartment, buying a car or even applying for a job, your credit history can affect your success. Although in theory, your credit score gives future landlords a way to predict future behaviors, there are many things that go into your credit score that are pretty surprising. Here is a list of some of the most surprising things that can affect your credit score:

What exactly do landlords look for when they look at your credit report?

If you’re trying to rent with bad credit or no credit, we don’t need to tell you how difficult it can be. In our last blog, we went over a few tips for renting with bad credit, one of which was understanding what is in your credit report. However, it’s only helpful to know what’s in your credit report if you know what landlords are looking for. Here are a few things that landlords will look for in your credit report:

Trying to rent an apartment with bad credit can be tough, but Ways 2 Rent can help.

Regardless of the reason why your credit score isn’t so good, a bad credit score can affect almost every aspect of your life, including where you can live. Your credit score is an important factor in the rental process, and if you have bad credit, it can make finding a place to rent a challenge. At Ways 2 Rent, we offer a variety of services to help find bad credit apartments in your area, and our experts have put together this list of tips to help you rent with bad credit:

DON’T LET YOUR CREDIT HISTORY KEEP YOU OUT OF THE RIGHT RENTAL.

Credit history is one of those things that will follow you around for years. If you’ve defaulted on a lease, chronically made late payments or have had an eviction, it will stay on your credit history for seven years, making it difficult to do everything from finding a job to renting a home. But you can’t just be homeless for seven years while you wait for those pings on your history to drop off, and luckily, Ways 2 Rent is here to help you find the right second chance rental program for your needs.